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Types of Accident Compensation

Typically, this type payment covers medical expenses, such as prescription drugs and devices including physical therapy and surgery. This type of compensation can also be used to pay for future earnings.

This kind of compensation is sometimes referred to "general damages." It can be challenging to determine the value of these damages due to the fact that insurers use different methods for [Redirect-302] calculation.

Economic Damages

Economic damages are the tangible, measurable expenses that result from an accident. These are expenses that are out of pocket like lost wages and property damage costs and financial losses that will come from the disability or injury. These costs are calculated by juries and courts using documents like hospital bills, pharmacy receipts, and estimates for vehicle repairs.

These are the direct costs of a crash, and are easy to prove. They include medical costs, such as the first hospital stay and all subsequent treatment and care. These expenses may also include the cost to repair damaged vehicles and other items of property like clothes and [empty] household items. The cost of hiring someone to take care of chores around the home or transport children to and from school or other activities may be included in these costs as well.

The loss of wages is a different important type of economic damage. This includes not only the lost wages because of your injuries but also the lost productivity during your recovery as well as sick days or vacation leaves. In certain cases it is possible to recover compensation in the event of a loss of future earning capacity. This is the case if you are unable to return to your previous job or earn the same amount.

These costs are fairly clear and quantifiable. However other damages you are able to claim could be less obvious. These non-economic damages can be more difficult to quantify and could include things like pain and suffering, disfigurement or loss of enjoyment.

How can you prove these damages?

While some of the expenses in these categories are straightforward and can be substantiated by receipts and paperwork However, some expenses will require expert testimony. For instance, in the event where an accident leads to serious spinal cord injuries that leaves a victim partially paralyzed or disabled, it could be necessary to consult an occupational specialist to determine the full impact of the injury. This will help the jury or court determine the true extent of your personal and financial impact.

The most complicated economic damages are those related to future medical costs and lost earnings. It may be possible to document these costs with the help of a medical professional's estimation of when you will reach maximum medical improvement, or when your recovery will likely end. You must prove that you are likely to suffer a future financial loss. This can be accomplished by submitting your pay stubs or expense receipts.

Insurance companies try to keep from paying as much damages as they are required to. A personal injury lawyer with experience will ensure that you receive all of the compensatory damages you are entitled to. Contact Dennis and King today to set up an initial consultation for free. We can help you pursue all of non-economic and financial damages after an New York car ballston spa accident lawsuit or other personal injury arden hills accident lawyer.